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Reality

Reality

The costs associated with poor credit are difficult to calculate, but utterly astonishing once revealed. By only modestly improving your credit score, you can easily realize thousands of dollars of savings in interest payments.

Home Mortgage

Let's assume that you have an outstanding mortgage of $150,000. A quick look at these numbers illustrates the benefit of good credit.

Credit Score Rate Monthly Payment Total Cost of Bad Credit Extra Amount Required to Pay Debt
Excellent 5% $805.23 $0.00 $0.00
Average 7% $997.95 $192.72 $69,379.00
Poor 9% $1206.93 $401.70 $144,612.00

As you can see, a poor credit score can easily cost you tens thousands of dollars when making a major purchase such as a home. As we have illustrated above, bad credit can be very costly, while the savings of optimal credit are astounding.

Automobile Financing

Let's take another example. Let's assume that you have an outstanding car loan in the amount of $15,000. A quick look at these numbers again illustrates the benefit of good credit.

Credit Score Rate Monthly Payment Total Cost of Bad Credit Extra Amount Required to Pay Debt
Excellent 7% $297.02 $0.00 $0.00
Average 10% $318.71 $21.69 $1302.00
Poor 15% $356.85 $59.83 $3589.00

As you can see, a poor credit score can easily cost you thousands of dollars when making a major purchase such as a house or car. These examples show the hidden costs of making major purchases with less than optimal credit. A few percentage points of extra interest can easily cost tens, if not hundreds of thousands of extra dollars in additional interest payments. Optimizing your credit profile, especially before a major purchase, is not just something to consider. It is essential. And we will help you get it done.

Credit Card Payments

Let's assume that you carrying $8000 in credit card debt. Additionally let's assume that you commit $175 per month to service this debt. Below we can see how terrible the effects of high interest cards can be.

Credit Score Rate Monthly Payment Total Cost of Bad Credit Extra Amount Required to Pay Debt
Excellent 8% $175.00 $0.00 None
Average 15% $175.00 $5,070.00 29 Months
Poor 21% $175.00 Infinite Infinite

Consumer's budgets are finite, but unfortunately the ravages of credit card debt are not. As the example above demonstrates, it is possible for a consumer with damaged credit to be stuck in credit card debt forever.

Cost of our service

Couple$139*

Couple$99*

* a month with 6 easy payments and a signup fee with a single payment of $135 for an individual / ** a month with 6 easy payments and a signup fee with a single payment of $175 for a couple.

Comparing Services

We offer one of the best and the reliable credit restoration services when compared to the services offered by our competitors. We don’t charge any hidden fees; our prices are transparent, and we try to make things clearer from the day 1. Our team of professionals efficiently performs their duties, and this is what gives us strength and courage to offer best possible, Money Back Guarantee to the customers who leave our place with dissatisfaction.